Joseph D. Argilagos

Executive Chairman and Co-Founder

Joseph Argilagos is Co-Founder and Chairman of the Board of Viamericas Corporation, a consumer focused money transfer company with operations in forty-five U.S. states and throughout Latin America. Viamericas has a rapidly expanding presence in Canada, Southeast Asia, and Africa with call centers in Mexico, Colombia and the Philippines.

Joseph is also the owner of Fortress Armored Services Inc., a Los Angeles based company focused on Cash Management solutions.

His background also includes being a Founding Partner in Angel Interactive Capital, a New York based venture capital fund.

Prior to that, Joseph was a Managing Director at Merrill Lynch in New York. Over his 16 year career at Merrill, he was one of the persons responsible for establishing the fixed and equity linked derivative business as Global Head of the Investor Strategies Group. He was appointed Chairman of Merrill Lynch International Bank and was Co-Head of the firm’s Global Foreign Exchange division.

Joseph has served on the Advisory Board of the MIT Financial Engineering Tract. He is currently a Board Member of Home Boy Industries in Los Angeles, the largest gang rehabilitation and re-entry program in the world.

Joseph is also Chairman of Viamistad, an organization providing education, recreational activities and support to adults and children with special needs in Guatemala.

He graduated from the Georgetown University School of Foreign Service in 1983 and currently lives in LA.

Paul S. Dwyer, Jr.

Co-Founder and Chief Executive Officer

Paul Dwyer has been Chief Executive Officer of Viamericas since its founding. Prior to founding Viamericas, Mr. Dwyer was a partner with the Latin American Practice Group of the Washington DC-based law firm Wilmer, Cutler & Pickering (now WilmerHale). While a partner in that practice, Mr. Dwyer had first chair responsibility for a wide range of financing and acquisition transactions in Latin America. Prior to joining Wilmer, Mr. Dwyer practiced law with Rogers & Wells (now part of Clifford Chance), and as an internal counsel at the Inter-American Investment Corporation.

Mr. Dwyer received his undergraduate degree at Tufts University in Latin American Studies; his Masters degree in international business and Western Hemisphere diplomatic history at the Fletcher School of Law and Diplomacy and his Juris Doctorate at Harvard Law School. Mr Dwyer was also a Fulbright Fellow to Colombia. Mr. Dwyer served for a period of twelve years on Board of Directors of Plan USA, the US Affiliate of Plan International, and currently serves on the Advisory Board of the Migration Policy Institute.

Lillian M. Argilagos, Esq.

E.V.P., General Counsel and Co-Founder; President of Viamistad

Ms. Argilagos is one of the founders and serves as General Counsel of Viamericas. She advises on strategic issues and oversees all legal matters across the business of the company, including corporate, commercial, regulatory, intellectual property, litigation, employment, ethics and governance. Ms. Argilagos also serves as President of Viamistad, the non-profit organization through which the Company organizes its corporate social responsibility initiatives. Prior to founding Viamericas, Ms. Argilagos worked for the Carnegie Endowment for International Peace and the Inter-American Dialogue, as Executive Director of the Group of Fifty, a non-profit initiative that promotes economic and social progress in the Western Hemisphere. Ms. Argilagos received her undergraduate degree and Juris Doctorate at Boston College.

Wilfredo Jauregui

Chief Operating Officer

Mr. Jauregui has over 35 years of experience in financial services, banking and consulting. Throughout his career he has held C- level, Member of the Board of Directors and Senior leadership roles. His professional certifications include CAMS, Certified Technology Auditor and Certified Security Administrator, and he has been active in several industry organizations as a president, board member or speaker at various industry related organizations. Willy also received training and certification in ISO, 6 Sigma and Total Quality Management. He is a veteran of the US Marine Corps.

Esteban Bernal

Chief Technology Officer

Mr. Bernal started his career at Viamericas in 2004 as a Database Administrator, and has climbed the ranks through Information Technology Manager, Vice President of Technology, Vice President of Operations and is currently the Chief Technology Officer where he is responsible for providing strategic vision and leadership. Mr. Bernal has lead software development teams, infrastructure and IT operations, development and implementation of key products including ViaCheck, ViaCash, ViaOne and over 100 partner integrations to Viamericas’ money transfer platform.

Mr. Bernal holds a Bachelor degree from ICESI University in Systems Engineering with a focus on Business Administration and Computing, and a Master degree in Computer Science from Johns Hopkins University.

Joe Massie

Chief Compliance Officer

Mr. Massie currently serves as the Chief Compliance Officer and Corporate Counsel for Viamericas Corporation and its subsidiaries, where he has developed an expertise in all facets of compliance for financial services entities involved in international money transfer. In particular, his expertise includes all areas of anti-money laundering laws and regulations and oversight of the Compliance Department. As head of the Compliance Department, Mr. Massie ensures adherence to federal and state anti-money laundering and terrorist financing laws, oversees maintenance of state licenses, and manages risk rating and compliance policies and procedures. Prior to his work with Viamericas, Mr. Massie worked as a teacher in Ecuador and served as a legislative liaison for the Department of Homeland Security.

Mr. Massie is a graduate of the College of William and Mary and American University’s Washington College of Law, where he served on the Law Review. He is also a Certified Anti-Money Laundering Specialist (CAMS).

Jorge Barrantes

Chief Information Security Officer

Jorge Mario Barrantes Alvarez is Viamericas’ Chief Information Security Officer. Jorge oversees all cybersecurity activities, including cybersecurity strategy & planning, cybersecurity compliance & processes, awareness, best practices, risk management, and other technical activities. He has over twelve years of experience in Financial Services, Health, Oil & Gas, Insurance, Port Services, and IT.

Jorge received his bachelor’s degree in Systems Engineering at Politécnico Grancolombiano, and his advanced degree in Information Security at Universidad de los Andes. He also holds cybersecurity certifications such as CISM (Certified Information Security Manager), CISSP (Certified Information Systems Security Professional) and ISO/IEC 27001:2013 Lead Auditor.